New Fannie/Freddie reserve requirements: can you ignore them?

An hour with reserve-engineering and management practitioners on the new 15% reserve requirement — what it actually says, where boards get it wrong, and what to prepare for now.

On-demand webinar Wednesday, June 3, 2026 11:30 AM – 12:30 PM ET Microsoft Teams · online
On-demand recording · 60 minutes
What it covers

Six things every board should walk away knowing.

A working session, not a sales pitch — the panel moves quickly through the questions boards are already raising with their reserve study firms and managers.

  • Understanding the new 15% reserve requirement
  • Common reserve-funding misconceptions
  • Reserve studies & compliance requirements
  • Baseline vs. threshold funding
  • Long-term financial planning for HOAs
  • What boards should prepare for now
Presenters · 3 panelists

Practitioners who've sat in your seat.

A working manager, a reserve-engineering consultant, and an industry voice — the three perspectives a board actually needs in the room when this question comes up.

Douglas Newman, CMCA

Douglas Newman, CMCA

President & CEO, CPE Property Management Solutions

Doug is President & CEO of CPE Property Management Solutions, a Connecticut-based firm specializing in community association management. With 20+ years of experience, he works with condominium, HOA, and cooperative boards on governance, financial strategy, reserve planning, and long-term community sustainability.

Nik Clark

Nik Clark

Partner · Reserve & capital consulting

Consulting executive with a background in B2B sales, sales management, and client relations. Extensive experience in real estate, construction-defect, and capital-reserve engineering consulting across high-rise, condominium, country club, municipal, commercial, educational, housing, and entertainment property types.

John Ross

John Ross

Industry guest

Joining the panel to discuss field experience implementing reserve-study recommendations and the compliance considerations boards are weighing as the new Fannie/Freddie requirements take hold.

Why now

The 15% rule is here. Most boards don't know what it means yet.

Fannie Mae and Freddie Mac's updated reserve guidelines have changed how lenders evaluate condominium associations — and by extension, how easily owners in your community can finance and refinance their units.

For most boards, the right answer isn't panic — it's a measured look at the reserve study, the funding plan, and the gap between where the community is today and where the new threshold actually sits.

15%
Annual reserve contribution
The new baseline lenders use to evaluate condo association financial health. We'll unpack what counts toward it.
Aired June 3 · on-demand

The full recording is here — watch with the board.

Sixty minutes, three practitioners, real Q&A on the new 15% reserve requirement. Watch it free, share it with your board, and come to your next meeting ready.