A working hour on the insurance market Connecticut boards are facing right now — what's pushing premiums up, where coverage gaps hide, and how to walk into renewal season prepared instead of surprised.
A working session, not a sales pitch — we move quickly through the questions boards are already raising with their agents and carriers as renewal dates approach.
Doug Newman of CPE and Rob Bovier of Bovier Insurance — a management perspective and an insurance perspective in the same room, working through renewal season the way boards actually face it.
Doug is President & CEO of CPE Property Management Solutions, a Connecticut-based firm specializing in community association management. With 20+ years of experience, he works with condominium, HOA, and cooperative boards on governance, financial strategy, and long-term community sustainability.
Rob is President of Bovier Insurance, bringing an agent's-eye view of the Connecticut community-association insurance market — what's driving premium increases, how carriers are underwriting associations today, and what boards can do to present their community well at renewal.
Connecticut associations are facing a hard insurance market — rising premiums, higher deductibles, and carriers scrutinizing risk more closely than they have in years. For most boards, the renewal notice is the first time these changes become real, and by then the room to respond is narrow.
This session walks through what boards can do before the renewal date: understanding what's actually driving costs, reading the policy critically, and preparing the documentation that helps you negotiate from a position of strength.
These guides cover the foundations — useful context for board members and managers thinking about coverage, budgets, and reserves.
Line-item structures, variance flags, and the questions boards should ask in budget season — including how to plan for rising insurance costs.
Open guideHow a reserve study connects asset condition to a long-term funding plan — context for the coverage decisions boards make.
Open guideSixty minutes on the insurance questions Connecticut boards are weighing right now — practical, honest, and built for people who have to make the decision. Free to attend, real Q&A.